Trusted by 500+ Clients Nationwide

Build Lasting Wealth
Through Strategic Guidance

Navigate your financial journey with clarity and confidence. From personalized planning and tax optimization to wealth protection and investment strategy—receive sophisticated guidance tailored to your unique goals.

Schedule Your Consultation Meet Your Advisor
10+ Years Experience
500+ Clients Served
4.9★ Client Rating
Earnest Saylor Jr. - Financial Advisor
Earnest Saylor Jr. Financial Advisor & Strategist
Licensed & Certified Professional Financial Advisor
10+ Years Industry Experience
500+ Clients Served Nationwide
4.9/5 Rating Client Satisfaction
Trust & Credibility

Your Financial Future
Deserves Expert Care

At Favor & Fortune, your trust is our foundation. We uphold the highest standards of professionalism, transparency, and fiduciary responsibility in every client relationship.

Client-First Philosophy

Your goals and interests always come first. No hidden agendas, no conflicted advice.

Confidential & Secure

Your financial information is protected with bank-level security and strict confidentiality protocols.

Educational Approach

We empower you with knowledge and clarity—no jargon, no pressure, just honest guidance.

Important: Investment and insurance advice is provided for educational and planning purposes. All strategies are customized to your individual situation. Past performance does not guarantee future results. View full disclosures

What We Offer

Two Signature Services,
Endless Possibilities

Focused expertise in the two areas that matter most for building and protecting your wealth—delivered with clarity, care, and uncompromising standards.

Primary Service

Financial Consulting

Strategic guidance for every financial decision. From daily budgeting to complex investment strategy—receive sophisticated, personalized advice tailored to your goals.

  • Personalized budget & cash flow planning
  • Tax-advantaged wealth strategies (IRA, 401k, HSA)
  • Investment portfolio construction & analysis
  • Retirement & estate planning guidance
  • Ongoing check-ins & market insights
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Protection Service

Life Insurance Solutions

Protect what matters most. Navigate the complex world of life insurance with expert guidance—finding the right coverage at the right price for your family's future.

  • Term life insurance evaluation
  • Whole life & permanent policies
  • Multi-carrier policy comparison
  • Coverage optimization for your budget
  • Family & estate protection planning
Explore Coverage Options
Client Success Stories

Real Results,
Real Families

See how strategic financial guidance and thoughtful insurance planning have transformed our clients' financial lives.

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Get Started

Begin Your Financial
Strategy Session

Take the first step toward lasting financial clarity. Share your goals below and we'll schedule a personalized consultation to explore how we can support your journey.

Virtual or In-Person

Meet via Google Meet or Zoom from anywhere, or schedule an in-person consultation.

Detailed Session Notes

Every meeting is documented with AI-powered notes and a comprehensive recap delivered to you.

Confidential & Secure

Your financial information is always protected with industry-standard security protocols.

* Required fields. We'll respond within 24 hours to schedule your consultation.

Premium Resources

Courses & Tools to
Accelerate Your Journey

Ready to dive deeper? Access professional-grade courses, research tools, and exclusive stock picks.

Bitcoin 101: The Complete Guide

Cut through the noise with a clear, professional breakdown of Bitcoin—what it is, how it works, and whether it deserves a place in your portfolio.

  • Bitcoin & blockchain fundamentals
  • Inflation hedging strategies
  • Portfolio allocation guidance
  • Risk management framework
$10 Instant access
Get the Guide
Most Popular

Investment Tracker & Research Kit

The same professional-grade tools I use daily to analyze opportunities and manage my portfolio—now available to you.

  • Comprehensive research framework
  • Dynamic portfolio tracking system
  • Risk assessment templates
  • Investment decision checklist
  • Market analysis tools
$30 Instant access
Get the Toolkit

The Budget Builder

A guided monthly budgeting tool built into this site—capture income and spending, see your plan against the 50/30/20 rule, and watch your savings rate live.

  • Guided income & spending capture
  • 50/30/20 analysis with live charts
  • Savings-rate tracking
  • Autosaves to your account
One-time Yours forever
Open Budget Builder
Memberships

Ongoing Guidance,
Every Single Month

Join the community for member-only content, monthly picks, and a private coaching thread where Earnest personally answers your questions.

Standard Community

Stay sharp with steady, no-hype education and direct access to ask questions as they come up.

  • Member-only lessons & resources
  • Monthly market notes from Earnest
  • Private coaching Q&A thread
$10 per month
Join Standard
Most Popular

Wealth Builder Class

The full experience—everything in Standard, plus monthly stock picks and real accountability coaching from Earnest.

  • Everything in Standard Community
  • Monthly stock picks with full analysis
  • Accountability coaching & goal tracking
  • Priority replies from Earnest
$25 per month
Join Wealth Builder

Recurring billing handled securely by Stripe. Cancel anytime from your member hub—no phone calls, no hoops.

Work With Earnest

Book a 1:1 Charting Session

A private working session on your charts—setups, entries and exits, risk management, and the questions you can't ask a video.

  • Live 1:1 screen-share session with Earnest
  • Walk through your actual charts and positions
  • Entry/exit frameworks and risk guardrails
  • Recording and notes to keep
1 Secure your session
2 Pick a time that works
3 Meet live & chart together

Payment is collected securely when you book.

Session scheduling is opening soon.
Want in first? Request a session and we'll reach out.

Earnest Saylor Jr.
Licensed & Certified
Meet Your Advisor

Building Wealth Through
Education & Partnership

I'm Earnest Saylor Jr., and I believe sophisticated financial guidance shouldn't be reserved for the ultra-wealthy. For over a decade, I've worked alongside hundreds of clients—helping them cut through complexity, avoid costly mistakes, and build strategies aligned with their values.

My philosophy is straightforward: clarity over jargon, education over pressure, partnership over transactions. Whether you're establishing your first budget or optimizing a multi-generational wealth strategy, I'm committed to equipping you with the knowledge and tools to make confident, informed decisions.

10+ Years Experience
500+ Clients Served
4.9/5 Client Rating
Schedule Consultation

Important Disclosures

Educational Guidance

All financial planning, investment, insurance, and tax guidance provided is for educational and strategic planning purposes. Recommendations are tailored to individual circumstances and goals.

No Guaranteed Returns

Past performance does not guarantee future results. All investment strategies carry inherent risks. Market conditions, economic factors, and individual circumstances affect outcomes.

Fiduciary Standard

Favor & Fortune operates under a client-first philosophy. All advice prioritizes your best interests with full transparency and no hidden conflicts of interest.

Professional Consultation

While we provide comprehensive financial guidance, complex tax and legal matters may require consultation with licensed CPAs, attorneys, or other specialized professionals.

For complete terms, privacy policy, and full disclosures, please review our legal documentation. Questions? Contact us directly at your consultation.